First, I focused on countries where the share of cash transactions at the POS is still high—e.g. Germany and Austria. Second, I created a list of cafés and restaurants in Berlin and Vienna based on my personal favorites. I called 80 cafés and restaurants to verify if and how they accept cashless payments! 94% accept cards, but some venues only accept debit, some go only for credit cards, and Mobile Payments are not for granted. A significant part of 23% request a minimum consumption for cashless payments—mostly 10 Euro but also 18, 25, 40, or 100 Euro.